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Todo Rentabilidad» Lo último en Créditos » Los créditos a la vivienda en mínimos históricos
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Los créditos a la vivienda en mínimos históricos

Por susana • 19 Ago, 2009 • Sección: Lo último en Créditos

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Los créditos concedidos para la compra de una vivienda a las familias siguen desacelerándose y crecen un 0,9% en junio respecto al mismo mes del año anterior, cuando el crédito crecía a un ritmo del 8,1%. El importe total, de 670.112 millones de euros, según los datos del Banco de España, supone la tasa más baja en trece años.

A causa de la difícil situación económica que atraviesa España, con una de las tasas de paro más altas de Europa, resulta lógica la disminución de la demanda de créditos hipotecarios por parte de los consumidores.

Pero a su vez, las condiciones de crédito por parte de los bancos se han endurecido notablemente, y, pese al bajo nivel al que se encuentra el Euríbor, ni los bancos ni las cajas de ahorros atienden a tal diferencial a la hora de conceder sus préstamos sino que aplican uno mayor dado el riesgo de impago.

Manténgase al día en asuntos de actualidad financiera con TodoRentabilidad.

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